This is not an offer for credit and should be used for estimation purposes only based on the information you provided. You should not base your decision on this estimate alone. Title, registration, tax and other fees, and personal circumstances such as employment status and personal credit history, were not considered in the calculations.
What's your idea of cruiser cool? If it's bobbed fenders, a hardtail-style rear shock and a long, low look as clean as it is classic, then the Shadow VLX is your ticket to ride. Note: California version differs slightly due to emissions equipment.